Coordinate Retirement Income and Insurance Decisions
Retirement is rarely one decision. The date you leave work can affect health coverage, Medicare timing, income needs and existing insurance contracts. We help you organize the insurance-related pieces and identify questions that belong with Social Security, tax, legal or investment professionals.
Use the conversation to connect the decisions
Leaving employer coverage
Confirm the last day of active coverage, Medicare timing and whether retiree or continuation coverage affects the transition.
Planning for healthcare costs
Separate premiums from deductibles, cost sharing, prescriptions, dental care and possible long-term care needs.
Reviewing existing insurance
Revisit beneficiaries, life insurance purposes, long-term care plans and contract obligations as your household changes.
Considering guaranteed income
Review liquidity, time horizon and contract terms before deciding whether an annuity warrants closer evaluation.
Bring a simple retirement timeline
- Your expected retirement date and the date employer coverage ends.
- Your Medicare and Social Security eligibility information.
- Current insurance policies and annuity contracts.
- A list of questions for your tax, legal, investment and benefits professionals.