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info@hca-insurance.com

Need help with Medicare in New York?

A local, licensed advisor can help you understand your Medicare choices without pressure. Start with a quick call. We will then schedule an in-person, face-to-face meeting.

What a local Medicare advisor can help with

When should I sign up?

Review when you can enroll and how current employer coverage may affect your timing.

What are my coverage choices?

Understand Original Medicare, Medicare Advantage, Medicare Supplement and prescription drug coverage.

Are my doctors and prescriptions covered?

Bring your doctor and prescription list. We can help you check provider networks and covered-drug lists.

What might I pay?

Compare premiums, deductibles, copays and the most you may pay—not just the monthly premium.

Important: We do not offer every plan available in your area. Currently, we represent insurance organizations that offer Medicare plan options in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

When to ask for help

  • You are turning 65 and are unsure whether active employer coverage changes your timing.
  • You moved, lost qualifying coverage or experienced another event that may create a Special Enrollment Period.
  • Your doctors, prescriptions, pharmacy or budget changed.
  • You received an Annual Notice of Change and want to understand what will be different next year.

Getting Started with Medicare

Before choosing Medicare coverage, you’ll need Medicare Part A, Part B, or both. Some people are enrolled automatically. If you need to enroll, Social Security will help you get started.

After you’re enrolled, Medicare will send your red, white and blue Medicare card. It shows your Medicare Number, the coverage you have, and when it begins.

Apply for Medicare Parts A and B

New to Medicare? Start here.

If you don’t already have Medicare, use this option to enroll in Medicare Part A and Part B through the Social Security Administration.

After your enrollment is processed, Medicare will send your red, white and blue Medicare card.

Apply for Medicare Parts A and B

Apply for Medicare Part B Only

Already have Medicare Part A?

If you already have Part A but previously delayed or did not enroll in Part B, use this option to enroll in Part B only.

Your enrollment period and personal circumstances may affect when you can add Part B.

Apply for Medicare Part B Only

What to Bring to Your Meeting

Please bring your red, white and blue Medicare card and any questions you would like to discuss. For your security, we never ask for your Medicare Number over the phone. Please present your card at your in-person meeting.

  • A complete list of doctors, specialists, facilities, prescriptions and preferred pharmacies.
  • Current coverage documents, including employer or retiree information when relevant.
  • Your questions about travel, referrals, prior authorization and likely healthcare use.

Schedule a quick call